Transport thoughts - suggestions?
Jun. 1st, 2007 10:54 amI'm trying to work out what the best thing to do might be. Fancy reading and giving me some suggestions?
I have two vehicles, a motorbike and a car. Here are some constraints and some more information:
However, I see that Road Pricing will probably be coming into force. I don't know how this may affect my plans.
So, what do you suggest I do, and do you have any idea how any potential Road Pricing plans may affect me?
I have two vehicles, a motorbike and a car. Here are some constraints and some more information:
- I will not get rid of the motorbike.
- The motorbike gets around 30-40mpg - really not that fantastic for a motorbike.
- I have a car that gets ~20mpg around town, and ~35mpg on long journeys. It's in the top Road Tax bracket and 3rd party insurance costs me ~£300 per year. It's fairly reliable although there have been some issues developing with it which make me want to sell it. I reckon I should be able to get £1000 for it, once I've got it through the MOT that's due soon and got the small amount of rust treated (already planned).
- I mostly commute 7 miles each way to work and back. Traffic is light enough that going on the bike doesn't make much difference to the journey time.
- Not having a car will be more difficult but shouldn't stop me doing all but the more unusual things I need to do with transport, like take lots of stuff somewhere, or do huge amounts of shopping (which I could get delivered), or use it for DIY trips and home improvements.
- I also need to consider that fairly regularly I need to look after two children. Not having a car will limit what I can do with them, but usually we stay at home anyway.
- I have considered cycling the commute, but I'm not in any state currently to contemplate that.
- I will not buy a car on credit, nor will I buy a new car.
- My current finances, plus other limitations means that I can afford around £5000, but I'd rather spend enough money to buy a car that will last a few years without trouble - I imagine around the £2000-2500 mark.
- I also have an ambition to own a V8 (for the noise and power), just for a year or so, before the cost of oil and the government price me out of it.
- Any vehicle must be reliable and not require regular maintenance - I'm not a car enthusiast and don't want to spend time and money on my car.
However, I see that Road Pricing will probably be coming into force. I don't know how this may affect my plans.
So, what do you suggest I do, and do you have any idea how any potential Road Pricing plans may affect me?
no subject
Date: 2007-06-01 10:27 am (UTC)no subject
Date: 2007-06-01 10:28 am (UTC)no subject
Date: 2007-06-01 10:30 am (UTC)I don't know how the doughnut feels, or what his current transport arrangements are, but the most practical solution might be to get one old Passat turbodiesel estate for the household to share. Reliable, good fuel economy, lots of space for trips to IKEA, handy with kids around.
My hunch is that road pricing schemes will fuck everyone and everything roughly equally. Besides, if you let them affect your decision-making, the bastards have won. (-8
no subject
Date: 2007-06-01 10:34 am (UTC)Unfortunately old TDs (and most newer TDs) are still high up in the Road Tax ratings, and with reports of the top tax band going to £400 per year next year (and probably only going higher after that) I'm keen to avoid that. I also dislike selling (and buying) cars intensely, so I'm keen to do it as infrequently as necessary.
no subject
Date: 2007-06-01 10:41 am (UTC)Japanese cars are generally reliable, and fairly economical to run. I probably only spend about £30 a month on fuel, and that includes trips down to Bristol every now and again, plus I drive it quite a bit more now than I used to...
On the other hand, an older, well maintained Golf (if you want a bit more meat on your car) wouldn't be a bad choice either.
no subject
Date: 2007-06-01 11:13 am (UTC)What I would honestly suggest, is go off to a car supermarket type place, you know, somewhere where with literally hundreds of cars, and sit in them. You're never going to buy from them, but it's a good way to size up cars for comfort, etc. Maybe even take a couple of test drives to find the sort you want.
Once you've picked a car (or a shortlist of possibles), then worry about where to get it.
You use your car a lot, so I don't think it would be wise to not have one, though I can certainly see the logic in getting someting smaller. I still say an older fiesta would do you well, reliable and SO easy to maintain, with dirt cheap parts if anything does fail.
no subject
Date: 2007-06-01 11:28 am (UTC)I am planning to check my ideas by going and sitting in cars, certainly - a car supermarket is a good place to try that.
The trouble with anything older than 2001 is that it won't qualify for the reduced road tax.
If I save £170 per year on Road Tax (going by this) and £150 a year in insurance, and possibly £300 on fuel, that will be an extra £620 a year. Or, in other words, the cost of buying the newer car will have paid for itself in 3 years, and I'll have the benefits of a newer car. That's not taking into account any other Road Tax rises.
I suppose the bulk of my proposed savings do come from insurance and fuel, so worrying about the tax seems less useful. But I'm concerned that Road Tax is going up, and there have even been some plans to increase it hugely being flaunted about by the Lib Dems in the past.
no subject
Date: 2007-06-01 11:38 am (UTC)As for tax...
Cars older than 2001 will still be banded, just less bands. Any car with less than a 1.5 litre petrol engine (roughly) will be in the £115 a year bracket. Now, while that admittedly isn't £35 (very few cars will actually make that bracket, and probably none that would be pleasant to drive any distance you couldn't just walk), it's still a good sight less than the £300 top bracket (which will probably be £400 soon).
no subject
Date: 2007-06-01 11:50 am (UTC)I guess I'll just have to drive a couple of Yaris' and see whether I want to go for a new car, or whether I'd prefer to go for an older car again.
no subject
Date: 2007-06-01 12:49 pm (UTC)no subject
Date: 2007-06-01 12:54 pm (UTC)no subject
Date: 2007-06-01 01:07 pm (UTC)no subject
Date: 2007-06-01 01:08 pm (UTC)no subject
Date: 2007-06-01 01:15 pm (UTC)no subject
Date: 2007-06-01 01:32 pm (UTC)I ran my previous car (Ford Granada Scorpio 2.9i V6 4X4 five-door) until it was getting somehwat unreliable at the 250,000-mile mark. My current car (Lexus LS400) is still going strong at 220,000 miles.
I'm genuinely disappointed to hear of a Passat only being good for 192,000 miles; I was thinking of buying a VW Phaeton next, and was expecting high-mileage strengh. Then again, I'm guessing it was the two-litre engine that packed in?
no subject
Date: 2007-06-01 01:35 pm (UTC)A Fiesta will break. Lots. Consider something from the Volkswagen family (i.e. VW, Audi, Seat or Skoda) instead?
no subject
Date: 2007-06-01 01:38 pm (UTC)I mean, you don't need a small car as such, so there's no point going to absolutely the tiddliest car in any maker's stable.
no subject
Date: 2007-06-01 01:42 pm (UTC)no subject
Date: 2007-06-01 01:54 pm (UTC)no subject
Date: 2007-06-01 01:55 pm (UTC)no subject
Date: 2007-06-01 01:57 pm (UTC)That's really not my experience of Fiesta's at all, and I've had experience with several. They've all been reliable, and have all had extremely low maintenance costs, yet been quite acceptable to drive.
no subject
Date: 2007-06-01 01:57 pm (UTC)Build qualities have no doubt improved since!
no subject
Date: 2007-06-01 02:00 pm (UTC)no subject
Date: 2007-06-01 02:02 pm (UTC)no subject
Date: 2007-06-01 02:06 pm (UTC)If you can expand your £5000 up by £1500 you can afford a Spartan tank :) Forget all of this car wank.
no subject
Date: 2007-06-01 02:07 pm (UTC)plus car performance certainly comes at a much greater price than bike performance ;)
Oh, so very yes!
That said though, it's quite true that you don't need high performance from a car, but you also don't really want to get stuck with one that's going to start losing speed going up a hill when it isn't even that heavily loaded. Just remember how frustrating the old Mondeo TD you had was (which was a really bad example of one unfortunately).
no subject
Date: 2007-06-01 02:08 pm (UTC)no subject
Date: 2007-06-01 02:09 pm (UTC)no subject
Date: 2007-06-01 02:10 pm (UTC)Still, I'd have no problems parking ;)
no subject
Date: 2007-06-01 02:27 pm (UTC)It may have been a long and somewhat confusing day :)
no subject
Date: 2007-06-01 02:33 pm (UTC)Saving money is for old people
no subject
Date: 2007-06-01 02:54 pm (UTC)no subject
Date: 2007-06-01 03:05 pm (UTC)no subject
Date: 2007-06-04 08:40 am (UTC)I currently own a 1994 Honda Civic 1.5 LSI along side my BMW R1200S motorbike.
The bike and the car are pretty economical, currently the bikes getting 55ish MPG which is amazing! Not quite as fuel efficient at Donington though ;)
The car is pretty close on MPG too. In a low tax bracket, and good on insurance. I will, hopefully, be changing the car for a newer civic in the new year. I'm not fussed about having a fast or powerful car as I have my bike. I'd rather the car be cheap and slow with the ability to get the shopping, if you know what I mean. ;)
However if I only lived 7 miles from work, I'd be straight on the mountain bike when the weathers good. Remember, the only way to get bike fit, is to ride, regardless of push or motorbike :)
no subject
Date: 2007-06-04 08:41 am (UTC)Thats not there anymore by the way ;)
no subject
Date: 2007-06-04 08:43 am (UTC)7 miles I could probably do, but not then go on to do a full day's work and ride back again afterwards. I'm hoping to increase my fitness though, which might then make it a possibility.
no subject
Date: 2007-06-04 08:44 am (UTC)no subject
Date: 2007-06-05 09:28 am (UTC)I agree with the principle but he doesn't need a 4.2 V8 A8 either ;)